Auto Insurance

Auto insurance is a type of insurance that protects your vehicle in an accident or other incident. It can help cover the cost of repairs, replacement parts, and even medical expenses if you or someone else is injured. Auto insurance is required in most states, so it's essential to understand how it works and your options.

What are the Texas state requirements for auto insurance?

Every car owner in Texas must have at least $30,000 in liability insurance for each person and $60,000 in liability insurance for each accident. You may also add collision or comprehensive coverage to your policy to safeguard your automobile.

What are the main types of auto insurance in Texas?

There are two main types of auto insurance: liability and collision. Liability insurance covers the damage you may cause to someone else's property, such as their car, in an accident. Collision insurance covers the damage to your vehicle if you're involved in an accident. To further protect yourself, you can also purchase additional coverage, such as comprehensive or uninsured motorists.

What should I look for in auto insurance?

When shopping for auto insurance, be sure to compare quotes from multiple insurers to get the best rate. You'll also want to consider the type of coverage you need and the deductible amount you're comfortable with. By understanding your options and shopping around, you can find the right auto insurance policy.

What types of discounts are available?

There are a variety of discounts available that can help lower your auto insurance rates. These may include deals for good drivers, multiple policy discounts, etc. Be sure to ask your insurer about any discounts available to you.

Ware Insurance in Texas is always there to help you with your car insurance needs. We offer various auto insurance options to make sure you're getting the right coverage for your vehicle. Contact us today to learn more about our auto insurance options or get a quote.