Renters Insurance
What is renters’ insurance?
Renters insurance is a form of coverage that helps protect renters against property damage and personal liability. If your stuff is damaged or stolen, it can help you get compensation for the expense of repairing or replacing it and cover you if you're sued because of someone else's injuries.
Why do I need renters’ insurance?
If you rent your home, you may not think you need insurance. After all, your landlord likely has insurance to cover the building. However, your landlord's insurance policy will not cover your personal belongings or protect you from liability if someone is injured while on your property. Renters' insurance can help fill these gaps in coverage and provide peace of mind in knowing that you and your belongings are protected.
How much does renters’ insurance cost?
The cost of renters insurance varies depending on the amount of coverage you need and the deductibles you choose. However, it is generally very affordable, with policies starting at just a few dollars per month.
What are the Texas state requirements for renters’ insurance?
No state law in Texas requires renters to have insurance, but your landlord may require it as a condition of your lease. Additionally, if you have a mortgage on your rental property, your lender may also require you to have renters’ insurance.
How do I get renters insurance?
The best way to get renters insurance is to contact an insurance agent or broker who can help you find a policy that meets your needs. You can also get renters insurance through some online insurers.
If looking for affordable and comprehensive renters’ insurance in Texas, look no further than Ware Insurance. We can help you find a policy that meets your needs and budget, so you can rest assured knowing your belongings and liability are covered. Contact us today to get started.
