Home Insurance

Your home is one of the most significant assets you will ever own. Given this fact, shouldn’t you protect your asset in every way you can? While installing safety security measures is excellent, you should consider home insurance from Ware Insurance to protect your home and its contents when unpredictable risks happen.

Home insurance coverage options

Shopping for home insurance in Texas? Here are home insurance coverage options you need to consider:

  • Dwelling coverage: What would happen if a fire consumed your home? Do you have enough savings to rebuild your home? Since perils like hail, lightning, falling objects, and vandalism threaten your home, you should consider home insurance to save the day when such calamities happen.
  • Liability coverage: Suppose you invite some guests to your home, and one of them trips down the stairs, injuring their back. While this incident is unintentional, you could be held liable for their medical expenses. Worse enough, if the injury keeps them from going back to their source of income, they can sue you for lost wages. Luckily, if you have liability coverage in your home insurance, you don’t have to worry about third-party expenses.
  • Contents coverage: Home insurance pays for the loss and damage of personal items like clothing, electronics, and furniture. However, to ensure everything in your possession is covered, conduct a room from room inventory count to ensure nothing is skipped.
  • Loss of use: When a peril listed in your policy makes your home unlivable, home insurance pays for the additional living expenses while seeking temporary shelter in a hotel.

While home insurance covers you against numerous risks, it doesn’t protect you against all the threats under the sun. Typical home insurance doesn’t cover damage from intentional acts, flooding, earth movement, pest infestation, and neglect.

Protect your home today with homeowners insurance

Does home insurance appeal to you? Please get in touch with Ware Insurance for home insurance. We serve numerous locations in Texas.